Vantagepoint34
Master Don Juan
What's a good website to check all three credit scores for free?
"You'll Never Feel READY to Walk Over"
Next Monday you'll feel more confident. After the gym you'll feel more confident. After one more drink you'll feel more confident. After you get a better haircut, a better jacket, a better job.
You've been "getting ready" for two years.
She's standing ten feet away right now. She'll be gone in four minutes. No amount of preparation will manufacture the courage that only comes from moving your feet.
Walk over. Stumble through the first sentence. Let it be clumsy. Let it be imperfect. You will feel more alive in those ten seconds than you have all month.
Checking credit score
- Thread starter Vantagepoint34
- Start date
"She Liked You in March. It's October Now."
Attraction runs on a clock.
She flirted for weeks. Touched your arm. Found reasons to be alone with you. And you were careful. Respectful. Waiting for the right moment.
The moment had a shelf life. It expired around month two, and by the time you asked her out, she'd quietly filed you under "little brother."
One of the hardest lessons inside the 22 Rules: women rarely wait. Interest either grows or it decays, and nothing decays it faster than a man who never moves.
Make the move while she's still inventing reasons to be near you.
Vantagepoint34
Master Don Juan
The reason I'm asking is because this company called Tmobile and apparently says I owe them 900$ from 2009 and now the collection company supposedly took over the debt. How come Tmobile never did anything or reported anything until this year?
Serialized3
Master Don Juan
The legit free one - https://www.annualcreditreport.com/cra/index.jsp
Check your state's law, but many states have a 4-year statute of limitations on most consumer debts. You can't be sued for an old debt after the statute of limitation runs out. Additionally, you have to be served a notice that you are being sued. If you move around, don't inform banks of your current address, etc., you can pretty easily prevent proper service of notice until the lawsuit dies a year or two after it was filed. If you were never properly notified of a lawsuit, any judgment can easily be vacated (wiped off the books) if you do so within your state's time limit after you learned there was a judgment.
A negative item must be removed from your credit report after 7 years, while positive items must stay for 10 years. Which means, no matter how rotten your credit is now, there'll be a sweet spot of beautiful credit 7-10 years after your last baddie appeared on your credit reports.
A negative item must be removed from your credit report after 7 years, while positive items must stay for 10 years. Which means, no matter how rotten your credit is now, there'll be a sweet spot of beautiful credit 7-10 years after your last baddie appeared on your credit reports.
Then you ask for proof of debt. You give them not one cent in return. Any money you give them, even a penny, is admission of debt.vantagepoint said:
You ask for proof. Once you have that, then you can go further. If you really did have the debt, then you can negotiate with them. They buy that debt for maybe $200-300 max and hope to collect the full $900, so that gives you plenty of wiggle room.
“The 22 Rules That Turned Me From Invisible to Irresistible With Women… Starting Tonight”
You can skip the expensive cars, the fancy clothes, and the endless gym selfies. Completely unnecessary.
I used to freeze the second a beautiful woman looked my way. Frustrated. Awkward. Watching other guys walk away with the girl while I stood there tongue-tied.
Then I discovered 22 simple rules that rewired my entire dating life. The anxiety vanished. Conversations flowed effortlessly. Women started chasing me for a change.
These rules trigger a woman's subconscious attraction switches. And you can start using them tonight.
Vantagepoint34
Master Don Juan
Thanks that didn't even come to mind. They called me during a fourth of July bbq and the last thing that was on my mind was a collection company. Will be asking them for proof of debt next time that comes around.Alle_Gory said: