How would you find a good roommate?

[Chow Mein]

OP,

It’s cool and all that you slay, but having less than $10k in your 30’s is not something to be proud of.

 

[BPH]

OP,

It’s cool and all that you slay, but having less than $10k in your 30’s is not something to be proud of.

Well yeah, I'm not proud of that.

 

[Bible_Belt]

Well yeah, I'm not proud of that.

The majority of the US can't come up with an unexpected expense of $400.

Where I come from, if you had $10k to throw around that makes you a buyer, not a renter. You'd be investor class.

 

[BackInTheGame78]

Personally I would say if you have a non minimum wage full time job and you can't afford to live on your own then you simply can't afford to live in that city or location.

That's the cold hard truth.

Trying to circumvent this by having roommates or multiple roommates doesn't change that fact.

Either get a better paying job/career so you can afford to live there or look into moving somewhere else that is more affordable and look into transferring or working in the same industry there.

What you are trying to do is not sustainable.

This is the number one reason so many Americans are in such bad financial shape. Because they try to choose where they want to live without any regard to whether they are able to afford it or not.

And if you are living in a city that suddenly has skyrocketed up in cost over the last decade as more people move there, and find yourself in this situation then guess what?

You can no longer afford to live there. Period.
The same rules apply.

You are asking for an answer to the wrong question.

 

[Clockwerk50]

By the way, is your career in a good path? What did you graduate university in?

Some people were laid off from my company today, and some of them had recently been applying for mortgages before they were laid off.

But I mean, scared money makes no money.

 

[BPH]

Personally I would say if you have a non minimum wage full time job and you can't afford to live on your own then you simply can't afford to live in that city or location.

That's the cold hard truth.

Trying to circumvent this by having roommates or multiple roommates doesn't change that fact.

Either get a better paying job/career so you can afford to live there or look into moving somewhere else that is more affordable and look into transferring or working in the same industry there.

What you are trying to do is not sustainable.

This is the number one reason so many Americans are in such bad financial shape. Because they try to choose where they want to live without any regard to whether they are able to afford it or not.

And if you are living in a city that suddenly has skyrocketed up in cost over the last decade as more people move there, and find yourself in this situation then guess what?

You can no longer afford to live there. Period.
The same rules apply.

You are asking for an answer to the wrong question.

I'm not sure whether you read the more recent posts beyond the OP, but the consideration right now is mostly towards studio/1BR apartments around Claymont, Chester, or Philadelphia (which would be most ideal if I could get my boss to agree to remote work, which I somewhat doubt).

Right now I make about $2,800/mo with my only major recurring bill being a $600 student loan payment, and the units I'm looking at are around $1,100 - $1,200 with the lowest being around $850, but seemingly being housing for Widener students. The units I've marked have in-unit laundry which is really great.

Does that sound reasonably affordable or not so much, in your opinion?

By the way, is your career in a good path? What did you graduate university in?

Some people were laid off from my company today, and some of them had recently been applying for mortgages before they were laid off.

But I mean, scared money makes no money.

Short answer: No, and I graduated with a degree in behavioral health and nutrition.

Long answer: No. My boss cut back my hours from 40 to 32 because he's making about 30-50% less revenue compared to this same time last year. I manage a medical marijuana clinic and over the years it has become easier to get the card without needing to pay a doctor; many providers will do it for their patients without needing to establish a business dedicated to it, some dispensaries offer this service, qualifying conditions are easier to obtain in Delaware and Pennsylvania, and older patients don't even need a doctor as they can certify themselves if they're over 65.

The price for this service dropped from $225 for DE patients to $190, and for PA patients it dropped from $225 to $149, with numerous cases of patients haggling with us for lower prices with the threat of going elsewhere, often reducing to $99. I think my boss realizes his business is dying off, which is why he dabbles in other entrepreneurial endeavors, such as recently with selling collagen dressings to orthopedic offices, but hasn't really found success.

I graduated with a bachelor's in science for behavioral health and nutrition, which is an offshoot from exercise science - the degree I was initially pursuing - which I had to change over to once I transferred from NC to DE in order to finish in 4 years. I don't really value my degree, and it's never really been a deciding factor for my jobs - especially now since I want to replace my income by working for myself rather than somebody else. I got the degree because I wanted to train and help people with fitness, but that was before learning how many excuses people will come up with to not work out, so my business suffered. The job I had before I moved back home was in mortgage lending, and I explicitly remembered that everybody but me had a finance degree. Point being: it didn't seem to matter.

 

[Bible_Belt]

Thca hemp is destroying the med mj business model. We're all at the mercy of the next farm bill, if it ever arrives, but right now thca is what's big.