Wowzer - Girl Dumped Me Because I Wouldn't Go Over My Dating Budget!

[RickTheToad]

 

[backseatjuan]

I thought you were dating a jewish woman? So this subject is actual.

 

[BackInTheGame78]

No she dumped him because she had no real interest in him outside of what he would spend on her.

 

[Spaz]

When a woman requests to go over a certain restaurant, it's a man's duty to lead.

In this case, I would agree to her suggestion thereby NOT rejecting her but at the same time get what I want, NO women will or can say No because you ALREADY said yes (but it's on ur terms and it could be next year or 10 years from now).

Example:

"OKAY, we'll go some other time there, tonight we'll go to XXX since I really enjoy the steaks there and want you to experience it too. It's special."

Good leadership skills will produce vastly different outcomes.

 

[Georgepithyou]

I love banging jewish women

 

[metalwater]

Not shocked. But I cringe when i hear this dudes voice and his advice. Hes a beta tradcon at best. Pretty sure this guy couldn't see a housing crash if it hit him in the face

he is on record with 55m net worth currently. that doesn't make him alpha, but it does prove he understands money and how to hustle. I know ppl that did follow his advice "financial peace" and they are in great shape financially now. why do you think he is lame?

 

[BackInTheGame78]

he is on record with 55m net worth currently. that doesn't make him alpha, but it does prove he understands money and how to hustle. I know ppl that did follow his advice "financial peace" and they are in great shape financially now. why do you think he is lame?

They would have been in better financial shape if they took the money they were paying on low interest things like mortages and put that money into their 401K.

The law of fungibility of money says that making an extra $100 is the same as saving $100. But people are far more interested and will go to much greater lengths to reduce their expenditures rather than work towards making more money.

So in effect that extra money you are paying out to pay down a 3-5% mortgage could have been put towards investing into something that will make you 8-12% plus compound interest and over 10 or 20 years you would be far far better off doing that.

But moat people are short sighted and don't understand basic financial principles so they think getting rid of a 3-5% interest mortgage that will save them $50K in interest payments over the life of the mortgage is a great idea but fail to understand they are giving up $125K in potential extra income they could have generated via other investments during that same time period. So in effect they have a net loss of 75K not a gain.

 

[RickTheToad]

Not shocked. But I cringe when i hear this dudes voice and his advice. Hes a beta tradcon at best. Pretty sure this guy couldn't see a housing crash if it hit him in the face

He actually nearly filed bankrupcy in the 80s when he got ahead of himself in real estate and leverage. Now, he buys everything in cash. That's nice, but most people cannot do this. Congrats to him on his success, but again, real estate is usually purchased with mortgages, not cash until later in the game. He's a Jesus freak, but does lay down some common sense in finance. His core audience is just clearly brain dead in terms of balancing a checkbook and debt. It's unreal how many people cannot do basic mathematics.

 

[Visionist]

I always pay cash, but I don't get to splash out as a consequence. That new X5M? Forget it. Not even a ten year old used one.

I'm debt free though apart from my student loan debt. No credit cards. Even if I become really successful here (which means earning over 3k a month) I still wouldn't have the money for something like that. That's fine though.

 

[metalwater]

They would have been in better financial shape if they took the money they were paying on low interest things like mortages and put that money into their 401K.

The law of fungibility of money says that making an extra $100 is the same as saving $100. But people are far more interested and will go to much greater lengths to reduce their expenditures rather than work towards making more money.

So in effect that extra money you are paying out to pay down a 3-5% mortgage could have been put towards investing into something that will make you 8-12% plus compound interest and over 10 or 20 years you would be far far better off doing that.

But moat people are short sighted and don't understand basic financial principles so they think getting rid of a 3-5% interest mortgage that will save them $50K in interest payments over the life of the mortgage is a great idea but fail to understand they are giving up $125K in potential extra income they could have generated via other investments during that same time period. So in effect they have a net loss of 75K not a gain.

yes. getting 8% plus while paying 3%, can make money. just pay attention to tax breakouts, that is why 401 is a nice tool and roth better if you can use it. or, use the same capital to buy and sell instead of pay off. the key is; and you likely know it, is to actually follow through and not just consume the money on nothing. just by following the Ramsey plan most would end up in the upper 5% before 40 years old. If doing the other smart things your suggesting, will only do better. trouble is; most don't.

 

[metalwater]

Not dissing the man but i agree with you.
After all he still is selling a product. Maybe 5% of America can buy all cash. I bet the number is low.
The banking system runs the show

one of the more interesting points is how he teaches the value of a credit score. anyone can move towards a cash basis, I agree that most do not. sounds like you clearly get it; and are past his advice.

 

[SW15]

Cost containment is a perpetual topic within dating and relationships.

One of the first things I learned in reading some of the legendary Manosphere writers was that dinner dates in restaurants were a complete waste of time and money. Dinner dates are expensive and do not often result in pounding a woman's snatch in a timely manner. Most dinner dates do not result in an extended interaction that eventually leads to sex, nor do they result in sex on the same night. Therefore, I cut dinner dates from my process. I'm hearing from a female acquaintance in a previous city where I lived (someone who is average and I've never possessed any physical attraction for) that she gets a fair amount of offers for dinners date on the first interaction on swipe apps. I thought the no dinners in restaurants before sex message had permeated far into culture because I first heard it in the early 2010s. Eliminating dinner dates in restaurants does save some costs, but not as much as one might think. It really comes down to how persuasive you are on drinks in bars dates.

Due to the bars closing, cost containment can go even further. My current mode of operation is to meet women outdoors and suggest a home dinner date at my place.

Dating and relationships are expensive. There should always been a keen focus upon cost containment to the extent that it is possible. Having more social skill will reduce costs because there won't be a need to play the game based upon money. There are men who will spend money to attract/retain women. On the retention side, some guy spend to retain due to not wanting an extended dry spell. Immense social skill can reduce that type of spending.

 

[MatureDJ]

Before I had "early retired" , I used to like taking a woman out to a decent restaurant as I liked enjoying having such a meal with an attractive woman (for reference, I am talking $40 for 2 in the mid '90s). Nowadays, partly from Red Pill and partly from me having a lower income from my "retirement", I don't care for it so much. Of course, nowadays I only mack in Eastern Europe, so such a meal is relatively inexpensive.

 

[MatureDJ]

I love banging jewish women

So did a lot of Nazis (i.e., bang-bang).

 

[RickTheToad]

So did a lot of Nazis (i.e., bang-bang).

THIS IS NOT FUNNY. No one should make light of genocide against any human being. You're better than that.