Whats your weekly budget?

[bigneil]

I don't give a **** what her favorite restaurant is until she's the girlfriend and demonstrated consistent behavior over a period of months.

Hence, you didn't have a supermodel 20 years your junior sending you love letters all day.

 

[marmel75]

Hence, you didn't have a supermodel 20 years your junior sending you love letters all day.

She's sending your wallet love letters, not you...let's get it straight and call a spade a spade. If you lost your job and had no more money, how long do you think it would be before she'd dump your ass? I'd give it a week max.

That's the issue you can't comprehend. Spending money has ZERO to do with their interest level in you, personally. If you can't get the same woman without spending all that money then she isn't worth it. I'd much rather have a chick that is into me for me, than into me for my money. If I need a young supermodel chick I can go hire an escort...it'll cost me a lot less in the long run.

 

[Dust 2 Dust]

By looking at your budget I'd say you're wasting at least 250 dollars a month.

A cell phone should not cost more than 50-75 dollars a month max.
175 is way too much for car insurance. Cut your bill in half by going to partial coverage or shop around for a lower rate.
Quit Vaping. Your paying 40 bucks a month to huff poison into your body, not good man.

 

[El Payaso]

You are bleeding too much money. $180 for cell phone bill every month is absolutely ridiculous. It's absurd. Especially if you're the only person on the plan. You need to get it down to at least $50. That will give your an additional $150 every month.

Cut out the personal cert. That's $200.

I would cut out WWE. You can watch it free online. That's $210.

Finally, you should shop around to see if you can get a lower insurance rate.

Put this extra $210 + an additional $500 from your second bi weekly check in a savings account, 401k or Roth IRA. That's about $700 every month. That's a good chunk of monthly savings out of $2,600.

Do this every month. You're still young. The earlier you start saving or investing, the better off you will be in the long run. Cut out too much eating out. Buy stuff from the grocery store, cook some meals that can last you a week or two.

It's not about how much you earn. It's about how well you can manage what you have.

 

[cola]

Just wanted to be clear the personal trainers cert is a certification that i currently have(nasm) .. the payment is the remaining balance on the initial cost of the cert so i need to pay that.

Anyone can tell me how to get out of sprints contract without the early termination fees?

 

[EyeBRollin]

Just wanted to be clear the personal trainers cert is a certification that i currently have(nasm) .. the payment is the remaining balance on the initial cost of the cert so i need to pay that.

Anyone can tell me how to get out of sprints contract without the early termination fees?

I don't think you can, so you should calculate which is the greater loss and proceed from there.

 

[El Payaso]

Just wanted to be clear the personal trainers cert is a certification that i currently have(nasm) .. the payment is the remaining balance on the initial cost of the cert so i need to pay that.

Anyone can tell me how to get out of sprints contract without the early termination fees?

How long do you have left on the contract?

 

[marmel75]

Just wanted to be clear the personal trainers cert is a certification that i currently have(nasm) .. the payment is the remaining balance on the initial cost of the cert so i need to pay that.

Anyone can tell me how to get out of sprints contract without the early termination fees?

Well, it might make sense to break the contract depending on if it saves you money. Calculate what the monthly cost to break the contract is, and then add that to your new cell phone plan. If that adds up to less than your normal monthly payment with Sprint, it still makes sense to just break the contract and pay the termination fees

 

[cola]

How long do you have left on the contract?

22 months or so.

How long do you have left on the contract?

About 22 months. The cost of the phone is looped in the bill. So canceling would be about 600$(cost of phone) plus 375ish early termination fee..

Thats about 90$ a month for the next year to pay off the contract + 50$ a month to go prepaid + 200$ for a cheap phone..

Car insurance is tough to get cheaper. I have one of the top 3 worst zip codes in the country for auto claims. My zipcode is a big part of the reason i won't get a car payment. Insurance will be astronomical until i move

 

[El Payaso]

22 months or so.

About 22 months. The cost of the phone is looped in the bill. So canceling would be about 600$(cost of phone) plus 375ish early termination fee..

Thats about 90$ a month for the next year to pay off the contract + 50$ a month to go prepaid + 200$ for a cheap phone..

Car insurance is tough to get cheaper. I have one of the top 3 worst zip codes in the country for auto claims. My zipcode is a big part of the reason i won't get a car payment. Insurance will be astronomical until i move

So you will end up paying almost $4,000 by the end of your contract. That's a lot for one phone.

 

[Young OG]

Here's my weekly budget:
$200 cell phone, water, electric, direct tv, internet, etc
$45 weed
$50 groceries
$60 gas
$8 lottery
$50 - $80 hitting bars/partying (not every week)
$50 lunches during work

Some monthly expenses:
$10 wwe network
$10 netflix

I want to add that my home is paid for and so are both of my cars. So, I have no car or mortgage payments.

I also eat dinner at my parents house 4 days a week, so that's why I only spend $50 on groceries.

 

[mrgoodstuff]

Here's my weekly budget:
$200 cell phone, water, electric, direct tv, internet, etc
$45 weed
$50 groceries
$60 gas
$8 lottery
$50 - $80 hitting bars/partying (not every week)
$50 lunches during work

Some monthly expenses:
$10 wwe network
$10 netflix

I want to add that my home is paid for and so are both of my cars. So, I have no car or mortgage payments.

I also eat dinner at my parents house 4 days a week, so that's why I only spend $50 on groceries.

Smart man, did the paid off home plan and now don't have to worry about it.

Some of those numbers look monthly to me.

 

[bigneil]

$8 a week on lottery? $400 a year?? You know they call it "The Poverty Tax", rigtht?

 

[Young OG]

$8 a week on lottery? $400 a year?? You know they call it "The Poverty Tax", rigtht?

Yea, I play the same 4 rows of numbers every drawing. There is 2 drawings a week. I won 2 grand on it in 2014. I'm hoping for the jack pot next time...

 

[bigneil]

In 1986, age 16, 30 years ago this summer, I won the Mass Daily Number Lottery First 3/Last 3 Any order 4 times in 7 days, and 5 times in 30 days (at 1/137 odds each, 100 to 1 payoff), and then quit forever. I'm actually ahead on the lottery lifetime.

 

[Young OG]

In 1986, age 16, 30 years ago this summer, I won the Mass Daily Number Lottery First 3/Last 3 Any order 4 times in 7 days, and 5 times in 30 days (at 1/137 odds each, 100 to 1 payoff), and then quit forever. I'm actually ahead on the lottery lifetime.

How much did you win? I had 5 out of 6 numbers a couple years ago. It was only 2 grand

 

[bigneil]

I only bet 50 cents per bet and only won $50 per bet. But in 1986, when I was 16, $50 was a lot of money. That was enough to get a quarter.