Loosing the last bit of belly

[Prodoge]

Since february I've been working out at home with the aim to get fit (main objective) but also be in good shape. I have been Running either 7 or 10 km 3 times a week (2 on a busy week), and doing some basic work out for abs and arm muscles.

Right now I am not sure how much body fat I have, but when I contract my abs they are clearly visible, even when I pull my bit of belly in they are visible but not quite as clearly.

I would like to know what the problem is ? (Too much bodyfat or the way I am built)
And what I can do to get the abs visible without having to contract them?

Thanks for the help!

 

[Yewki]

Here's a good chart showing what different BF percentages look like

Some of it is genetics, but you could also probably lose a lot more fat than you realize

Most guys who appear to be in good shape sit around 15% BF, which is good but going down further to 10% can make a big difference. The question is, is it worth it to you and is it something you can sustain?

 

[Prodoge]

It's hard to tell, on the chart is it while contracting the muscles ?

 

[Who Dares Win]

The problem with those charts is that they take for granted that your fat is evenly distributed in your body, in my case I have no fat on arms and legs while the majority of it is in the front of my upper body.

You can see the 3 heads of my delts easily yet you cant see the lower abs or the perimeter of my pecs.