"She Liked You in March. It's October Now."

Attraction runs on a clock.

She flirted for weeks. Touched your arm. Found reasons to be alone with you. And you were careful. Respectful. Waiting for the right moment.

The moment had a shelf life. It expired around month two, and by the time you asked her out, she'd quietly filed you under "little brother."

One of the hardest lessons inside the 22 Rules: women rarely wait. Interest either grows or it decays, and nothing decays it faster than a man who never moves.

Make the move while she's still inventing reasons to be near you.

Read more...

Life Insurance Testing

PhatE1vis

Don Juan
Joined
Jun 29, 2007
Messages
192
Reaction score
5
One of my new year's resolutions is to get life insurance this year. Part of the testing is a measurement of your BMI.

I'm currently 180 pounds at 5'9 and about 11% body fat. However, that puts me in the overweight category. So much for the benefits of lifting and good health!

To get my BMI in the normal range, I need to drop about 12 pounds. I can easily do this in about 2 months by not eating and working out less, but I'll feel and look like crap.

Is it worth destroying my gains to get a lower premium? Has anyone else here dealt with this idiotic problem?
 

“The 22 Rules That Flip the Script With Women… And How You Can Use Them Tonight”

Most guys accidentally kill attraction before they even speak. They assume they need a bigger bank account, a better physique, or smoother lines. They miss the point.

Female desire operates on a specific set of psychological triggers.  Break them, and you're invisible. Follow them, and you become magnetic.

I learned this the hard way. Years of freezing up. Getting friend-zoned. Watching other guys walk away with the girl I wanted. Then I discovered a set of 22 simple rules that rewired my entire approach.

Read more...

DavenJuan

Master Don Juan
Joined
Mar 22, 2003
Messages
792
Reaction score
32
Location
mistake by the lake
you may be worrying for no reason. life insurance testing depends on your age and the amount of insurance you are purchasing. being 33 you may only have to do a telephone interview.

However if you are tested for BMI, your premiums are not adjusted so dramatically that you should be concerning yourself with this.
 

Quagmire911

Master Don Juan
Joined
Dec 20, 2005
Messages
2,419
Reaction score
8
Location
UK
Can you not prove to them somehow that you are in great shape?

Show them a six pack, how can they say you are overweight then?
 

PhatE1vis

Don Juan
Joined
Jun 29, 2007
Messages
192
Reaction score
5
Quagmire911 said:
Can you not prove to them somehow that you are in great shape?

Show them a six pack, how can they say you are overweight then?
HAHA! That would be great! I'll show the tester that I can bench 235 and then run a mile under 6.
 

Throttle

Master Don Juan
Joined
Sep 7, 2006
Messages
1,787
Reaction score
11
insurers are all different... if you have trouble with one go to another. you'll find someone who wants to play ball.

check into whether your employer offers group term life insurance -- often much cheaper & fewer restrictions/hassles (depending on your occupation, of course. motocross stunt jumpers need not apply, of course)
 

"I'm Not Looking for Anything Serious Right Now"

When a woman says it, guys hear a confession. A heads-up. A scheduling conflict.

Here's the translation: I don't feel anything. Right now. With you.

Watch what happens when a man triggers actual attraction. The busy career, the recent breakup, the "not in a place to date" — all of it evaporates instantly. The same woman who was guarding her freedom is suddenly free every night.

The "22 Rules" explain why. When the right switches flip, her timeline rearranges itself around you.

Read more...

insidious

Master Don Juan
Joined
Apr 16, 2005
Messages
611
Reaction score
17
I got married @ 33, and my wife and I signed up for life insurance right away since she was pregnant (yeah yeah, whatever) -

A lot of it has to do with the insurer, your age, the size of the policy, etc. The first company we tried had me piss into a cup and they also did a swab of my mouth to do an HIV test. We didn't choose them...the 2nd company also
made me piss into a cup, but they drew blood and did all kinds of tests (inc HIV, that's a popular life insurance test) -
 
Top