Is PayingDownWifey'sStudentDebtMaxxing a possible strategy?

[MatureDJ]

I seem to be seeing a lot of posts at r/StudentLoans in which this ends up happening:

https://www.reddit.com/r/StudentLoans/comments/1pl9qw9

Husband paid my student loans off single handedly total 20K paid over 8 years, we have been together. im a stay at home mom and he works in IT. Today, we have submitted our final payment.

https://www.reddit.com/r/StudentLoans/comments/1pxl1by

Hi folks. Looking for advice. I’m about to get married, I have $130k in student loan debt and my partner has none. He has a good FT job and I have only been able to get a ****ty PT job.

https://www.reddit.com/r/StudentLoans/comments/1ps6rjq

Wife owes student debt from before marriage and has defaulted payments question

She does not work and I am the only provider and we have two kids. I saw that they could takeout tax income but what is the possibility of that happening and if they do can I get it back since it’s my income

https://www.reddit.com/r/StudentLoans/comments/1ptxeue/paid_off_mine_and_my_wifes_student_loans_44k/

Paid off mine and my wife’s student loans (44k)

Back when COVID started, I was laid off and given a decent severance. We invested it and basically forgot about it for five years. The last few years have gone well for us financially, and even though I hate selling investments, we used the money plus some savings to pay off both loans in full. It feels good knowing those are completely behind us now.
Too bad that forgiveness never happened

 

[Jor-El]

If they ran up the debt..they can pay it off...I wouldnt be contributing

 

[Gamisch]

@CornbreadFed just made a thread wondering why sometimes you'll see women with types of men that you ..wouldn't expect them with.

Well. Here's one HUGE reason.

To stay om topic: a man can THINK it'd actually beneficial to him as he's able to somewhat financially trap his partner..I'd like to know how this plays out whenever shyte goes south.

Also crazy how some women eventually refuse to work . Like, why the HELL did you got into the debt if you never even try to uwork the specific field you've studied???

Watch put for this gents. This is THE bluepill trap.

 

[Hamurabimbi]

I dated a girl who boasted she got her previous BF to pay her way through college. She literally laughed about it.

 

[BaronOfHair]

Laying off Manosphere jargon like Wifey'sStudentDebtMaxxing... Now THAT's a strategy!!! The Woke Left is slowly but surely moving towards abandoning their claptrap, in favor of communicating like "regular people" again https://whyy.org/episodes/should-the-democrats-avoid-using-woke-words/

We're going to continue getting our clocks cleaned, in terms of both influencing the general public and seizing institutional power, unless we do likewise

 

[BackInTheGame78]

In most states, any debt prior to be married stays with that person, so the husband would not be on the hook for any of that regardless unless he is an idiot.

 

[Bible_Belt]

My student loans were all forgiven, so I never paid them back. I just looked at myself one day and said, "I forgive you. Don't do that again." And it worked, I never did.

 

[Manure Spherian]

I seem to be seeing a lot of posts at r/StudentLoans in which this ends up happening:

https://www.reddit.com/r/StudentLoans/comments/1pl9qw9


https://www.reddit.com/r/StudentLoans/comments/1pxl1by


https://www.reddit.com/r/StudentLoans/comments/1ps6rjq

https://www.reddit.com/r/StudentLoans/comments/1ptxeue/paid_off_mine_and_my_wifes_student_loans_44k/

I don’t see a problem so long as it’s a married couple. Why would it want to have this debt which is a burden on the family unit as a whole?
My wife has a small amount of debt remaining after we got married and we just paid it off with what could be considered “my” money. Caring about whose salary the payment comes from is for adversarial spouses on power trips or who don’t trust one another, not those who consider themselves a team. Up until recently I didn’t know just how many “couples” and married couples have people who despise each other.

 

[taiyuu_otoko]

If you have the skills to earn enough money to pay off somebody's debt, but you can only get girls by promising to pay off their debt, I wouldn't call that any form of "maxxing." Maybe simpmaxxing.

 

[RangerMIke]

Often overlooked by men looking to get in a relationship is your potential partner's debt level (not just student debt), her health issues (physical and mental), and her family (including her kids).

This has to be objectively evaluated. You do this by setting aside your emotions. It's hard to do but if any woman has any one of these problems, you are walking into a minefield.

I have known women to get into relationships with men so they will pay off debt, and deal with health expenses. Understand when these 'problems' go away, the man's usefulness is exhausted.... she 'might' stick around grateful for your sacrifice: she might not since her reason for attraction no longer exists.

Sure, there are good women that find themselves in bad straights and there is nothing wrong with helping them out. Now I will share with you something that will help you navigate this potential problem.

(1) She blames others for the situation she is in. She is a victim, who needs saving. All the other men in her life were 'terrible' Her parents were dirtbags for not helping with her bills and debt. She does not take personal responsibility for the situation she is in. Hear anything like this... move on quickly.

(2) She brings up her 'problems' early in the dating process. A woman that is REALLY interested isn't going to run the risk of chasing you off with negativity. If she goes dark, early, she's looking for a savior not a partner.

(3) If you are not getting at least a little reciprocity, some effort on her part, she is testing you to see if you are okay if she is a passenger and not a member of a crew. If you are okay with doing all the rowing while she sits and talks about how strong you are... GREAT, you have found your dream girl.

(4) She doesn't appear to be able to hold down a steady job. When she jumps from job to job, could be she is a victim of circumstance... but if she is always blaming others (her boss, her coworkers, working conditions, et al etc) then she is the problem. A serious person, who takes responsibility, will stick with a job that isn't 'perfect' because she needs the health insurance and to pay off her debts, and not b1tch about it... it's called being a grown @ss woman.

Now a personal story. I dated a woman, off and on for five years, I really loved her, she was everything I emotionally wanted. Beautiful, smart, funny, had much in common always had a good time when we were together. I would never commit because she has some serious debt and mental health issues. After much effort, she did find a man to marry her... really nice guy... I do like him... she was lucky to find him. Now he is working two jobs because she suffers from chronic depression serious to the point where she takes weekly ketamine treatment at the cost of $50,000 a year. This is on top of the massive debt he took on.

If this scares the cr@p out of you.... good.... it should. For someone without emotional self-control, fear is a d@mned good motivator.

 

[Hal9000]

Never marry a girl with a bunch of debt she has no plan to repay because, guess what, youre the repayment plan.

I know a guy who makes good money but married the typical low earning/high student loan debt woman who would never be able to pay it off herself. They file their taxes separately so she looks destitute and after like twenty years the govt will forgive her debt. Thats their plan which I would recommend if you find yourself in a similar situation.

 

[Bokanovsky]

Husband paid my student loans off single handedly total 20K paid over 8 years, we have been together. im a stay at home mom and he works in IT.

Nothing screams failure like a stay-at-home mom with student debts. She wasted the best years of her life and spent tens of thousands of dollars for no good reason. There's nothing wrong with being a stay-at-home mom but why go to college is that's your objective?

 

[sevbucmash]

I seem to be seeing a lot of posts

Don't say, all you doing is reading posts and **** like you have no life whatsoever! I remember the time you got mad and abandoned sosuave. Everybody thought you'd find a girlfriend, finally and do something useful with your life! The shock on everybody's faces when you returned all of a sudden!
Boy, I wish you all the best in 2026. Go find a girl, finally!