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What would you do if you won $100,000?

inquisitor

Don Juan
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It is strange, but a slightly tweaked occurrence arrived in my life, and I never expected it. For perspective, I am in college, with supposedly two years left (but I'm thinking about taking a Master's degree), with no debts so far, and I have been controlling myself not to touch any of it for about four months now. Our family does not own a car nor a house (yet).

What would you do in this situation?
 

Chowdah

Master Don Juan
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What's the median home price where you are?
 

devilkingx2

Master Don Juan
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1. I would get myself a nice apartment and try to pay off at least a year but preferably 2-3+ years of rent.

2. I would invest a significant amount into various relatively safe and calculated risk investments.

3. I'd quit my crappy job and start looking for my life's passion.

Even if I blow all my money in a few years I'll still be way ahead of everyone else in life because I'll have basically had like 5 years of all expenses paid vacation.
 

behimo

Don Juan
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keep liquid since the markets are on the decline and buy stocks when they crash on the cheap or real estate.

regardless open up a ROTH IRA and contribute your 6K a year to it if you don't have immediate needs.
 

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Bible_Belt

Master Don Juan
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Agriculture is obviously very different by location, but where I live, an acre of high bush blueberries costs about $20k to plant. It will turn a profit on year 3 or 4. After that, it makes $15k per year for the next 35 years.
 

MatureDJ

Master Don Juan
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Invest in cannabis, lithium & driverless-car stocks.
My cannabis positions are up over 25% as I write this. CHA-CHING!

Here's one: :D:D:D:D:D

screenshot-finance.yahoo.com-2022.10.06-21_34_26.png
 

RickTheToad

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My cannabis positions are up over 25% as I write this. CHA-CHING!

Here's one: :D:D:D:D:D

View attachment 8982
You seriously need to get your head examined if you invest in crap like this.
 

RickTheToad

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In all seriousness, you can buy TIPS or inflation protected treasuries paying around 7% now from Uncle Sam. Can't beat that.
 

MatureDJ

Master Don Juan
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You seriously need to get your head examined if you invest in crap like this.
At the prices that the cannabis stocks were selling for a while back, I'd say yes, but they are a very deep value play now. I shall wait until there is a short squeeze to get out. :cool:
 

corrector

Master Don Juan
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Report the income right away to my welfare caseworker. Then pay off my car-loan and debts, part of my mom's house mortgage, keep at least $ 10K and continue collecting welfare the next month. Whatever. May be more tempting to escortcell....I wonder if I'd bite again after 8 years.

...or invest in stocks or something else and forfeit welfare altogether.
 

Chowdah

Master Don Juan
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In all seriousness, you can buy TIPS or inflation protected treasuries paying around 7% now from Uncle Sam. Can't beat that.
Don’t you have to hold it for 5 years and there’s a limit to how much you can invest?
 

RickTheToad

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Don’t you have to hold it for 5 years and there’s a limit to how much you can invest?
Pays interest for 30 years. Hold for a year, can sell after the 12 months. If you sell prior to 5 years, you sacrifice the last 3 months of interest.


Yes, there's a limit, but one can get around the limit by setting up custodial accounts, LLC's, etc. It's not that hard, and you're locking in interest payments for up to 30 years back by the US government. Pretty stable.
 

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Cloudtopsun2100

Senior Don Juan
Joined
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Location
KC
I'd take that 100,000 and put about 80k into a house. The rest goes into a series of vacations at a pace of 1 every year for the next 5 years.
 

evan12

Master Don Juan
Joined
Jun 2, 2012
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It is strange, but a slightly tweaked occurrence arrived in my life, and I never expected it. For perspective, I am in college, with supposedly two years left (but I'm thinking about taking a Master's degree), with no debts so far, and I have been controlling myself not to touch any of it for about four months now. Our family does not own a car nor a house (yet).

What would you do in this situation?
Do house hack ( google this term )
 
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