In a bear market I plan on putting my money in ArbiSmart which pretty much works in any market condition using arbitrage trades to generate big profits. At the amount I would be putting in, it would guarantee me a 40-45% APR, which I would then use to buy up assets on the cheap once it bottoms out and ride up the bull market again.
As to why I don't retire yet, it's because I make quite a bit of money as a software engineer and I have certain goals in mind that I haven't hit yet in regards to when it would make sense to retire. Plus the more money I have to continue putting into the market, the quicker that will be without having to take money out for expenses.
But I fully expect to get there within the next 6 months. I have some private sales I am invested in that I am expecting to go 100-150x based on previous similar projects
