If 50% of 30 year old USA men were married and homeowners in 1950 and only 13% of 30 year USA men are married and homeowners now, then it shows issues with both the mating market and the real estate market.
Median age at first marriage has been increasing. Additionally, many younger adults aren't even getting married. Generation Z has yet to reach age 30. The predecessor generation, Gen Y/Millennials, is now in their 30s and early 40s. Millennials did not have a great track record in mating in the USA. A greater percentage of Millennials did not marry (though the majority have). Millennials were the first large generation where incel rates became obvious. One doesn't even need to be an incel to have issues in the mating market. There are plenty of men somewhere in the middle of the continuum. They aren't getting married but they aren't complete incels either.
Some men don't have an incentive to get married. Top tier men on SMV can enjoy sex with many women and all the sex can be non-reproductive. A top tier SMV man is likely having sex with many women who use a form of birth control. Additionally, a top tier SMV man may also be using condoms. When one or both partners are using a form of birth control, sex is unlikely to result in pregnancy. Top tier men can go into middle age getting sex without marriage and sometimes even without a committed non-marital relationship.
There are men that can't get much sex without a committed relationship. These are mid-tier men on SMV and they often have blue pill ideologies and exhibit beta male behaviors. Women are not very interested in committing to them longer term. They would rather chase sex with top tier men than have a commitment from a mid-tier man. That affects the market for marriages.
Women have been pursuing bachelor's and advanced degrees far more since the late 20th Century. They don't need marriage for their finances since they have white collar corporate jobs and these corporate jobs give them preference in hiring and in headcount reductions. Companies make a big effort to shield females from layoffs. In many mass layoffs, they can't protect all their female employees.
As an early Millennial, I observed females in my high school in the late 1990s/early 2000s. Almost all of them were preparing for a future with at least a bachelor's degree and decades of office work. I don't recall many females from my high school who prioritized marriage and babies first.
Once I got to college (2001-2005), I saw my female college classmates preparing for a future of corporate, white collar work.
Since Millennial and Gen Z females haven't prioritized marriage and have prioritized bachelor's degrees +, white collar work, and riding the penis carousel, there isn't much marriage until women feel a ticking biological clock. My social circle is a perfect example of this and I have a thread about all the "Last Call Babies" off of late marriages in the circle.
Yesterday, I was on my Instagram and saw a pregnancy announcement from an acquaintance's wife in my social circle. I don't particularly like her. I find it annoying to be around her the 1-2 times a year I ever randomly see her in person. Right now, there are 3 women from my local area social...
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A lack of marriages and family formations has had some impact on the real estate market.
First off, a married couple often has 2 household incomes to use to buy a house. That's more money.
Then, a bachelor male doesn't need to own real estate. He doesn't need a single family house in a more suburban neighborhood with better school districts. He could buy a 2 bedroom urban condo/townhouse, but that's not that important. Owning real estate doesn't affect SMV that much. For owning or renting, the quality of the housing matters. There's an SMV difference between renting a mediocre apartment vs. renting an above average/top tier apartment.
@Mike32ct has seen an SMV affect having mediocre owned housing vs. better tier owned housing, though
@Mike32ct is likely more affected by his advanced Norwood scale hair loss and his mediocre height than his mediocre housing (height, hair, money).