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Would you marry a woman with $166K in student debt?

Tenacity

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Well, depends on what you do. If you work in a non-profit for 10 years the loans are forgiven after those 10 years or 120 monthly payments. Or, they have the 20 year forgiveness program right now as well. Usually for both of these to work you need to have out a relatively high proportional balance of student loans v.s. your annual income, to get a significant amount forgiven (in which the forgiven amount could potentially be taxed as well).

Another way to get the loans discharged is in cases of disability or if you die, which of course neither is preferable lol.

Plus, someone said that student loans can't be eliminated in bankruptcy and that's not "totally" true. You "could" get them to add the student loans to the bankruptcy if you are in a seriously bad financial situation where continuing to have the loans would lead to extreme hardship.

You guys can refer to this link for more information on these strategies: https://studentaid.ed.gov/repay-loans/forgiveness-cancellation
 

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