Where can I go to get a free credit score?

[Kupid Diggs]

Hey what's up people,

Basically I want to know a website that will give me a free credit score. Also I wanna know if you "financial expects" think my credit would be considered good...?

A little info on my background. I'm a 22 year old male college student. I've never owned a credit card in my life. But I do have a checking account with a debit card. I have student loans. By the time I get finished with school (which will hopefully be in the next year or two), i'll owe between 25k - 30k in student loans. The only asset I claim is my only checking account.

Will my credit be considered decent by the time I hopefully graduate? Will it be easy for me to get financing on a car? What about if I wanted to buy a house and had to get a loan?

 

[mpimpin]

I started building my credit up this past year. Got a couple cards and pay them off every month.

You probably don't have any credit right now from the information your telling me. I used to think that my debit card might reflect but found out it did not.

I do not know how the student loans reflect on you, but you can't have decent credit without having credit at all.

If you can pick up a credit card or two and pay them off in a reasonable amount of time I suggest doing so. That way you will build a credit history.

 

[Bible_Belt]

Your debit card does not count as credit. Your student loans will probably be on there, but don't really matter until you start paying them back. As a student, you have zero income I am guessing, so no one would give you credit anyway. Until you have income, there's no point in worrying about your credit.