I am hoping to buy a 2008 mercedes c300 in about a year or so. Right now I have $5000 in the bank. I am hoping that if I save about $6000-7000 more in the next year and trade in my current car in a year for about $5000 that I'll have about $16000-$17000 as a down payment and I can finance the rest. What is a good investment to throw this $5000 into now that I can withdraw in a year without significant penalties and would provide the best appreciation to risk ratio?
“The 22 Psychological Triggers That Make Women Chase You… Starting Tonight”
Forget the cash, the cars, and the chiseled jawlines. Female desire operates on a completely different frequency. Primal. Subconscious. Triggers that bypass her logic and hit her on a gut level. Most guys are totally blind to them.
I know because I was one of them. The overthinking. The paralysis. The silent drive home kicking yourself for freezing up. Watching average guys walk away with the girl while you stood there stuck in your own head.
Then I decoded the psychology behind what actually makes women tick. 22 hard rules. Subtle behavioral shifts that rewired my entire reality. The anxiety evaporated. Women started leaning in. Investing. Chasing.
What's a good short-term investment for me?
- Thread starter DJorBUST
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"Nervous Around Beautiful Women? There's a Rule for That"
I could talk to any woman I wasn't attracted to. Charming, funny, relaxed. Then a gorgeous woman looked my way and I'd become a sweating, babbling mess.
The fix took me years to find and ten minutes to learn. Nervousness and excitement are the same physical state — pounding heart, adrenaline, flushed face. Your brain just picks the label. And you can pick a better one.
Rule 16 shows you how. You feel the nerves, relabel them as excitement, and let that energy pour out as enthusiasm. Women notice the guy radiating it. They always do.
no offense, but unless you're making 200k a year, your dumb to be buying such an expensive car.
invest your money and make 6k a year in interest.
get your savings up to 200k, and then use the 20k a year in interest to lease the car of your dreams if you want.
your financial goal should be to get enough money banked that the interest you are making is like having a second job (or as i like to say, its like havig a slave who goes to work for you every day, asks for nothing in return, and gives you all the money they make).
invest your money and make 6k a year in interest.
get your savings up to 200k, and then use the 20k a year in interest to lease the car of your dreams if you want.
your financial goal should be to get enough money banked that the interest you are making is like having a second job (or as i like to say, its like havig a slave who goes to work for you every day, asks for nothing in return, and gives you all the money they make).
I'll be making at least 200K in about 3 years, so I don't intend to wait forever to start living comfortably. We're talking about a 28000 dollar car, not a freaking ferrari.joekerr31 said:no offense, but unless you're making 200k a year, your dumb to be buying such an expensive car.
invest your money and make 6k a year in interest.
get your savings up to 200k, and then use the 20k a year in interest to lease the car of your dreams if you want.
your financial goal should be to get enough money banked that the interest you are making is like having a second job (or as i like to say, its like havig a slave who goes to work for you every day, asks for nothing in return, and gives you all the money they make).
"I'm Not Looking for Anything Serious Right Now"
When a woman says it, guys hear a confession. A heads-up. A scheduling conflict.
Here's the translation: I don't feel anything. Right now. With you.
Watch what happens when a man triggers actual attraction. The busy career, the recent breakup, the "not in a place to date" — all of it evaporates instantly. The same woman who was guarding her freedom is suddenly free every night.
The "22 Rules" explain why. When the right switches flip, her timeline rearranges itself around you.
Forget about the C class benz, they look too much like a poor mans mercedes (although the 08's have imrpoved greatly)..
Unless you have the change for top of line forget about it. C class is Gay.
I'm talking CL or S class.
Friend of mine has the CLS, It drives like a monster, its a beast, you push the gas and you go. Amazing, but its also like 80K.
Don't really care for the look of it though.
Anyway, if you want entry level luxury go for the BMW 3 series, or maybe get a Saab 9-3.
Unless you have the change for top of line forget about it. C class is Gay.
I'm talking CL or S class.
Friend of mine has the CLS, It drives like a monster, its a beast, you push the gas and you go. Amazing, but its also like 80K.
Don't really care for the look of it though.
Anyway, if you want entry level luxury go for the BMW 3 series, or maybe get a Saab 9-3.
WesCottII
Master Don Juan
Investments, generally, arn't "short term". Hence the connotations of "investing".
You might try an aggressive mutual fund, but you'd be lucky to make money off it.
Remember, if investing was that easy, we'd all be doing it.
You might try an aggressive mutual fund, but you'd be lucky to make money off it.
Remember, if investing was that easy, we'd all be doing it.
not bad for a 19 yo...WesCottII said:Investments, generally, arn't "short term". Hence the connotations of "investing".
You might try an aggressive mutual fund, but you'd be lucky to make money off it.
Remember, if investing was that easy, we'd all be doing it.
Master Bates
Master Don Juan
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you could play one of those stock markety things i always hear about.
"Stop Asking Your Friends What to Text Her"
Your buddy Dave has been single for three years and thinks "hey u up" is a valid strategy. Your other buddy Mike just got dumped and told you to "just be yourself."
You showed them her text. You asked them to decode the emoji. You drafted four responses and sent the screenshot to the group chat for a vote.
She's been waiting forty minutes.
Put the phone down. Stop crowdsourcing your love life. Type something that sounds like you. Hit send. Then go do literally anything else with your evening.
wutangfinancial said:Problem is, a 1 year time line is too short to get any good equity like return without exposing yourself to too much volatility in returns. Extend that timeline to 10 years, and I'll tell you how to have a very high probability of sitting on a TON of money. Like enough to buy a legitimately sick car in cash.
lol, the c-series Mercedes are a total waste of money.
I LOVE nice cars, and in the future, a nice car will be one thing I'm willing to blow cash on. But keep in mind the time value of money and the power of compound returns-the opportunity cost of blowing that money on a car now is HUGE because your giving up a ton of future compound interest. Only buy luxury items if you can save...the ealier you start, the more you get back w/less invested principal.
Anyhow, if you dead set on this, just put the money into a money market fund...you should get ~4.5-5%
Is there a reason that you need to prove to everybody that you study finance in school ?
We get it, you study finance. Just keep it simple. As follows:
Tip: TRE.TO (toronto exchange). When, why, where ? do your own research, and watch it pop to $30. Hedge funds loading up.
Kev07
Master Don Juan
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gambling is about as short term as you'll go
Ken785
Master Don Juan
Actually the Mercedes C-class is only about 30-35kjoekerr31 said:no offense, but unless you're making 200k a year, your dumb to be buying such an expensive car.
invest your money and make 6k a year in interest.
get your savings up to 200k, and then use the 20k a year in interest to lease the car of your dreams if you want.
your financial goal should be to get enough money banked that the interest you are making is like having a second job (or as i like to say, its like havig a slave who goes to work for you every day, asks for nothing in return, and gives you all the money they make).
CGE333
Senior Don Juan
I would take a look at the redesigned 2009 Audi A4
http://www.motortrend.com/roadtests/sedans/112_0801_2009_audi_a4
I have an A4 Quattro Convertible that is 6 months old and it is a good car.
http://www.motortrend.com/roadtests/sedans/112_0801_2009_audi_a4
I have an A4 Quattro Convertible that is 6 months old and it is a good car.
Ken.... that's expensive. People that don't think 30-35K dollar automobiles are expensive are either very wealthy (think over 200K/year consistent income) OR have a distorted view of money (and likely near 0 or negative net worth).Ken785 said:Actually the Mercedes C-class is only about 30-35k
My auto cost me 16,700 new (that I bought last year); and I paid cash.
"She Liked You in March. It's October Now."
Attraction runs on a clock.
She flirted for weeks. Touched your arm. Found reasons to be alone with you. And you were careful. Respectful. Waiting for the right moment.
The moment had a shelf life. It expired around month two, and by the time you asked her out, she'd quietly filed you under "little brother."
One of the hardest lessons inside the 22 Rules: women rarely wait. Interest either grows or it decays, and nothing decays it faster than a man who never moves.
Make the move while she's still inventing reasons to be near you.
No offense, but it really depends on where you live. If you're living where I am (in Southern California) a 16K car NEW is kind of a piece of crap. There are BMW 3-series cars, MBs, Audis everywhere. I am going to need to replace my current car in the next two years anyways. Either I get another crappy car and keep it for several more years or I start to live with a mild degree of luxury and start enjoying life. That's what it comes down to for me.