What the hell is wrong with some advice?

[SoldMySoul]

I was listening to talk radio the other day and money man Dave Ramsey's commercial came on. It was a little bit from one of his listeners where a woman wrote in and he was reading it. The crux of the topic was the woman was aggravated because her future husband wanted separate bank accounts.

Well Dave went on basically bashing the future husband telling the woman that this is a huge red flag and SHE SHOULD NOT marry him.

I could not believe this $hit!!! Dave really seems to know how to manage money, but in my opinion, gave some crappy advice from a man's point of view to this woman and it would not surprise me if this woman hammers her man about doing something he is against in the first place!

When I was married my ex wife and I shared accounts, no big deal. Time divorce came around I stopped that garbage all together! I see nothing wrong with having your own account and if I were to marry again would probably feel the same still.

I know this topic has been covered on here before, but Dave seems to be catering to his female audience on this one. What if this poor bastard gets joint account and later finds out his new wife is another one of the 170K in debt types that destroys his savings and life?

Dave Ramsey, what a fool he is on the opposite sex!!! Dave should stick to giving money advice and leave his two cents out of giving women advice that will cause a huge problem. I can hear her saying, " Dave Ramsey said I shouldn't marry you because you will not do what I want. I am princess! Either do it or I will not marry you." The smart man," Let that SOB, Dave, pay your freaking bills then and see about being his mistress until his divorce is final and he marries you!"

 

[Warrior74]

I was listening to talk radio the other day and money man Dave Ramsey's commercial came on. It was a little bit from one of his listeners where a woman wrote in and he was reading it. The crux of the topic was the woman was aggravated because her future husband wanted separate bank accounts.

Well Dave went on basically bashing the future husband telling the woman that this is a huge red flag and SHE SHOULD NOT marry him.

I could not believe this $hit!!! Dave really seems to know how to manage money, but in my opinion, gave some crappy advice from a man's point of view to this woman and it would not surprise me if this woman hammers her man about doing something he is against in the first place!

When I was married my ex wife and I shared accounts, no big deal. Time divorce came around I stopped that garbage all together! I see nothing wrong with having your own account and if I were to marry again would probably feel the same still.

I know this topic has been covered on here before, but Dave seems to be catering to his female audience on this one. What if this poor bastard gets joint account and later finds out his new wife is another one of the 170K in debt types that destroys his savings and life?

Dave Ramsey, what a fool he is on the opposite sex!!! Dave should stick to giving money advice and leave his two cents out of giving women advice that will cause a huge problem. I can hear her saying, " Dave Ramsey said I shouldn't marry you because you will not do what I want. I am princess! Either do it or I will not marry you." The smart man," Let that SOB, Dave, pay your freaking bills then and see about being his mistress until his divorce is final and he marries you!"

I listen to Dave on the drive to work and I have heard him give this advice alot. (I've actually met him in person for an interview and he's a nice enough guy). But here is the thing. Dave is an evangelical christian, the modern kind with a strong feminist taint. Dave doesn't believe in prenups because marriage is forever and a prenup is just planning for failure. He doesn't believe in joint bank accounts because marriages are about faith and trust. In Dave's godly world wives never screw over their husbands financially and so separate bank accounts and prenups are verboten. I stick to his financial advise, the parts that work for me, the rest I discard.

 

[SoldMySoul]

I listen to Dave on the drive to work and I have heard him give this advice alot. (I've actually met him in person for an interview and he's a nice enough guy). But here is the thing. Dave is an evangelical christian, the modern kind with a strong feminist taint. Dave doesn't believe in prenups because marriage is forever and a prenup is just planning for failure. He doesn't believe in joint bank accounts because marriages are about faith and trust. In Dave's godly world wives never screw over their husbands financially and so separate bank accounts and prenups are verboten. I stick to his financial advise, the parts that work for me, the rest I discard.

I am okay with the Christian part and can claim that as well, but really a poor example and Dave seems sharp, but this advice should be left in file 13 for most!!! He believes people do not screw each other over..... WELCOME to the real world Dave!!! I know how things work now and I would not share an account if I were not comfortable with it period!

 

[zekko]

Dave Ramsey, what a fool he is on the opposite sex!!!

I don't know this for a fact, but my impression from listening to his show a few times is that he is happily married, and has probably only been married once. I could well be wrong though. Anyway, if his marriage is successful that could explain his viewpoint. If he has a traditional Christian wife, then she puts the husband at the head of the household.

If he had to deal with a divorce himself, he probably would take a different view. I had joint accounts with my ex-wife. Having experienced a divorce, I would definitely opt for seperate accounts should I ever get married again. I think taking the "optimistic view" for entering a first/only marriage is worth a try though. I don't regret having joint accounts with my ex-wife and it didn't really hurt me any (she didn't raid the accounts). But just to be pragmatic I would have seperate accounts in the future.

 

[DanelMadr]

I know what you mean and maybe he is a feminist but I think he is right in a sense that:
It is a red flag when either one of the partners is cautious about the other. They shouldn't get married if they don't trust each other with their lives. If they can't even trust each other about their money, that's fishy.

She shouldn't marry someone who does not trust her. It doesn't matter if the reason for mistrust is that her fiance is an azzhole or he is just cautious idiot marrying untrustworthy woman. He is either cautious idiot or an azzhole. Why marry someone you can't trust?

I know shyt happens and I would hate to be ripped of. But I can overcome this fear by marring only when a kid is on the way. Then if she turns out to be evil I will be OK to give my money to my kid.

 

[Colossus]

I think what he was implying is that the future husband may be hiding either debt or bad financial habits.

I could care less what Dave Ramsey's marriage values are, I think his financial advice is no-bullsh1t and spot on though.

 

[SoldMySoul]

I think what he was implying is that the future husband may be hiding either debt or bad financial habits.

I could care less what Dave Ramsey's marriage values are, I think his financial advice is no-bullsh1t and spot on though.

Absolutely! Dave gives great advice with money matters, no doubt. The future hubby may be hiding things, but who knows. I failed to mention that the woman said that her husband thinks he can handle his money better than she could too. There was no indication in the letter read that the woman feels he is hiding other devious things from her other than what I just posted. I agree with that and felt the same way when I was married!

Only way I could see sharing an account is when parties are equal from go. When I married that was the case. Then I could say this too: I marry a rich woman and would share account with her. How many gold digger women have done this very thing? They marry a rich man and EXPECT to have access to all his accounts.

ONLY you can protect yourself!!!!

Why marry someone you can't trust?

I know shyt happens and I would hate to be ripped of. But I can overcome this fear by marring only when a kid is on the way. Then if she turns out to be evil I will be OK to give my money to my kid.

Give your money to the kid? Most often I hear of child support money never getting into the hands of child. I would not want to be bound to a woman because she had my child!!

I would definitely NOT want to be in a situation because I had a kid. Probably explains why I never had any kids.

Trust is very hard to find these days that is for sure!