"Why Women Dump the Guys Who Try the Hardest"

You paid for dinner. You drove. You said "whatever you want is fine" every single time. All the effort, no expectations.

And she left anyway — probably for a guy who makes her pick up the pizza.

Painful. Also predictable. Her mind quietly concludes that anything requiring zero effort from her is worth exactly zero. You became a free sample, and free samples get taken for granted.

The 22 Rules flip the dynamic. Small shifts that get her investing effort, money, and time in you — until SHE'S the one afraid of losing YOU.

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Planning for getting a large loan

Das

Don Juan
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Hey guy's I haven't posted in a long time, but I still lurk here about once a week. Anyways thats besides the point so I'll get on with it.

I've recently come across a deal that I think I'd be a fool to pass up. I know a guy who owns a machine shop, and he wants to retire. The big draw for it is that it's certified by the govt. for contract work. The price he's told me that he's willing to part with it is a little over a million. That includes the machines, tools, building, and certification lock, stock, and barrel.

He's showed me his books, and I've worked freelance for him in the past, so I have verified that everything is on the up and up as far as its value is concerned. He could probably get 3 times as much for it and it would still be a steal.

The problem I have is that I don't think I have enough credit to just get a loan from a bank, so what I'm asking is doe's anyone have any experience in securing large loans? What's the best way to go about it?

Any input would be most welcome.
 

"I just moved here from Florida."

That sentence contains at least five follow-up questions she WANTS you to ask. Where in Florida? What brought you here? How long have you been in the area? What do you miss? How does it compare to here?

She handed them to you on a silver platter. And you said, "Oh cool. I come here every week. I love this band. Ummm... pretty crowded tonight."

She smiled politely. Nodded. And never texted you back.

I was that guy for years. Talking too much. Listening too little. Panicking about my next sentence while she was literally feeding me the answers.

Then I found 22 rules that fixed the whole thing. Rule number one: shut up and listen. She'll tell you exactly what to say.

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CGE333

Senior Don Juan
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1st of all just because you looked at the books and "verified" it, you need to have an accountant who is very experienced look at it. You also need a biz broker or someone with knowledge of that type of industry give you an appraisal of the business. That is before you start looking for a loan, as any bank or investor is going to require that.

If you don't think you can get an SBA loan on it, because of credit, size of transaction, etc... you will need an investor that is willing to pony up money or collateral to secure a loan.

The easiest thing to do would be to get the person who owns the business now to accept payments over 5+ years, perhaps with a balloon payment at the end.
 

Bible_Belt

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The building and major assets may be borrowed against and provide some collateral. Find out what the real estate appraises for and the value of any major equipment.
 
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