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If you don't save enough in your younger years, you will be like this Boomer
- Thread starter MatureDJ
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Just because a woman listens to you and acts interested in what you say doesn't mean she really is. She might just be acting polite, while silently wishing that the date would hurry up and end, or that you would go away... and never come back.
Quote taken from The SoSuave Guide to Women and Dating, which you can read for FREE.
BaronOfHair
Master Don Juan
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Nah... Getting into credit card fraud, or/and supplying kids in The Hamptons with their Black Tar Heroin, are surefire ways of getting a few gs into your empty bank account. Rejoice
SW15
Master Don Juan
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WTH! This is a Boomer who was his prime earning years during the generally good economic years of the Reagan and Clinton presidencies.
He didn't graduation into an epic recession like 1980s born Millennials did in the late 2000s/early 2010s. He's also not a white collar worker during the mass layoff era of 2023-2025.
This Boomer had privilege and squandered it.
He didn't graduation into an epic recession like 1980s born Millennials did in the late 2000s/early 2010s. He's also not a white collar worker during the mass layoff era of 2023-2025.
This Boomer had privilege and squandered it.
FlexpertHamilton
Master Don Juan
I am always bewildered at boomers, being born in the the greatest era of prosperity and opportunity in human history, who somehow managed to squander it.
SW15
Master Don Juan
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Saving in your younger years -- How are Millennials and Generation Z going to do this?
Earlier Millennials graduated into the Great Recession. They were unemployed and/or underemployed. They were often living in a parent's home for survival. They had expensive student loans to pay because costs of college escalated during the 1990s-early 2010s. Even if they had minimal college debt, they were not getting their money's worth on their degrees.
A lot of those Millennials I describe are around age 40 right now and still feeling the effects of the Great Recession. They've also experienced a rapid economic downturn during a pandemic and a worsening white collar labor market in the 2023-present time.
Where are those Millennials going to find money to save for tomorrow?
Generation Z has had all of the same problems of the Millennials. Generation Z has had more expensive college than Millennials had. Generation Z has been graduating in the 2020s. First, many of them graduated in 2020 with the pandemic. Since 2023, they've gotten a bad white collar labor market too. It's been difficult for Generation Z to get started in adulthood, similar to the Millennials who were coming of age in the 2007-2012 era.
Where are those Generation Z'ers going to find money to save for tomorrow?
At least the Boomer in the original post had plenty of time to work in the late 20th Century and take advantage of better times. The older Boomers were 50-60 when 2008 arrived and had their nest egg saved up. Most Boomers were already retired when the 2020s decade started.
Earlier Millennials graduated into the Great Recession. They were unemployed and/or underemployed. They were often living in a parent's home for survival. They had expensive student loans to pay because costs of college escalated during the 1990s-early 2010s. Even if they had minimal college debt, they were not getting their money's worth on their degrees.
A lot of those Millennials I describe are around age 40 right now and still feeling the effects of the Great Recession. They've also experienced a rapid economic downturn during a pandemic and a worsening white collar labor market in the 2023-present time.
Where are those Millennials going to find money to save for tomorrow?
Generation Z has had all of the same problems of the Millennials. Generation Z has had more expensive college than Millennials had. Generation Z has been graduating in the 2020s. First, many of them graduated in 2020 with the pandemic. Since 2023, they've gotten a bad white collar labor market too. It's been difficult for Generation Z to get started in adulthood, similar to the Millennials who were coming of age in the 2007-2012 era.
Where are those Generation Z'ers going to find money to save for tomorrow?
At least the Boomer in the original post had plenty of time to work in the late 20th Century and take advantage of better times. The older Boomers were 50-60 when 2008 arrived and had their nest egg saved up. Most Boomers were already retired when the 2020s decade started.
Mike32ct
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In the US, I don’t think there are legal or regulatory restrictions on age (on the upper end) for most jobs.*
*Except for very specific jobs like airline pilot, joining the military, etc.
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Travel memoir21
Master Don Juan
I'm retired Air Force and living with Social Security and even I Wonder with the current administration and all the crap they're constantly going through if they're going to take it away someday. So far with my parents retirement money and mine, we built a nice hotel business where I'm at. When the parents give me sole ownership of it in the future, I'm probably gonna hire a manager and use it as passive income or hell maybe even franchise it. There's lots I want to do like go to college, but I'm a diagnosed Schizophrenic and I hate crowds so I'll probably take the online schooling route and get a part time remote job in the future.