How Important is it to Be 100% Financially Independent?

[Aurora Demon]

It's OVER for NotFinanciallyIndependentCels.

Haha

 

[The Duke]

Because men, as a general rule, tend to be more on the rational side than the emotional side.

Guys-
Whenever you hear a woman admit to this, you know you have one with some self-awareness that will want to be led and grounded by her man. It's a good indicator that she might be worth keeping around.

Those that have no idea, will always be more difficult to deal with.

 

[zekko]

@zekko has financial independence.

I'm in the land of critical mass, as Dave Ramsey would say.

 

[MatureDJ]

I'm in the land of critical mass, as Dave Ramsey would say.

Me too.

 

[BeExcellent]

Me too.

Ya know what? You catch grief about the time you spend finding all these articles around here.

But they miss the point that you have the time & resources TO BE ABLE to spend your time doing that, and you are not some loser in mom's basement.

Its kind of a big deal.

 

[RickTheToad]

LOL.

Love Systems bootcamp was like $400-500.

That gave me access to their private invite-only lounge.

I was also invited to another private lounge with lots of coaches and high level seducers.

I utilize Neil Strausses’ former coach as my life coach currently.

And yeah, Mystery was pricey. Him and Beckster give in-field bootcamps that are the best available option as far as I know.

I can’t say whether or not it’s worth the money. It’s different for everyone.

That’s the only expensive one.

Other than Tony Robbins events.

Pretty sure you'd have a better value and ROI by just reading these forums and our recommended book list. Working on one's self is paramount. These shylocks are snake oil salesmen.

 

[Barrister]

In what world do you think that a woman hearing "I don't have job," "I live with my parents while I am saving money," "I am trying to decide what to do with my life next", "I don't have to work because my dad is multi-millionaire so I just do whatever" is going to get her wet and wanting more of you? Regardless of your looks.

Women want men who are leaders. It is ingrained in their mental makeup as female humans to want the strongest, smartest man and the one who is in control of other men (and women) in some type of capacity. Comments like the above go completely against her nature what she is designed to want, and ergo, you will find yourself on the outside looking in. Sure, maybe if we are talking a ONS, a woman will just focus on your looks. But this is not a long-term recipe for success. The drug dealer types are ones who mentally unstable women will be attracted, but even then, they are being perceived as having a purpose that those women find attractive.

So TLDR -- yes, it is critically important to be 100% financially independent.

 

[RickTheToad]

In what world do you think that a woman hearing "I don't have job," "I live with my parents while I am saving money," "I am trying to decide what to do with my life next", "I don't have to work because my dad is multi-millionaire so I just do whatever" is going to get her wet and wanting more of you? Regardless of your looks.

Women want men who are leaders. It is ingrained in their mental makeup as female humans to want the strongest, smartest man and the one who is in control of other men (and women) in some type of capacity. Comments like the above go completely against her nature what she is designed to want, and ergo, you will find yourself on the outside looking in. Sure, maybe if we are talking a ONS, a woman will just focus on your looks. But this is not a long-term recipe for success. The drug dealer types are ones who mentally unstable women will be attracted, but even then, they are being perceived as having a purpose that those women find attractive.

So TLDR -- yes, it is critically important to be 100% financially independent.

Pepé Le Pew is correct.

 

[Solomon]

If you're 30+ and looking for an LTR with a hot girl, being financially independent will definitely help you leaps and bounds. I remember before COVID I had a girl flat out complain about my place not being big enough, another one about my car, etc. Some women will be stupidly bold enough to tell you straight up. I leveled up some and it totally changed my dating prospects and social circle throughout the years, then I had a falling out, etc. I digress.

However, what do you consider financial independence? If you stopped working today, would your life fall apart? Is it being out of debt? A millionaire?Too many people put a number on it. For me, financial independence is a combo of these things. It's not just about being debt-free, but if you lost your job you'd be fine because you have other streams of income, etc. Yeah, for bangs/FBs (#1 and #2 on your list), financials matter way less if your game is tight, attraction is emotional, and plenty of broke dudes with charisma pull that off short-term. But for LTRs (#3), especially at 30+, it's often a filter for maturity and provider vibes. Hot, quality women in that age bracket (say, 25+) are usually thinking family, security, etc., and being partially family-supported might signal "not fully adult" to some. That said, exceptions exist if you're insanely high-value elsewhere (looks, status, adventure factor). Unemployed on welfare? Possible with raw seduction skills, but rare for sustained LTRs most women bail when the novelty wears off and real life hits. Your buddy's view isn't "inaccurate," just generalized; test it in the field and adjust. What's your current setup like job, living situation? That could clarify.

Advice from the old lady:

A high quality girl will not be an option for LTR for you under the present circumstances. Please allow me to explain why, and address the "what if I come from a wealthy family......" crap too.

You clearly do not have your life in order as a man. Huge, monumental turn off.

Understand something. Beautiful women who have much to offer (pretty, great body, kind, smart, fun, loyal and responsible) are what EVERY man desires. So that means they can pick from men who have it all (great looking, successful, responsible, fun, in shape, etc.)

Top men are NORMAL to top tier women. So when you compare yourself to a top tier man who has his life on point.....and you are lacking in comparison?

Pass. Thanks but no thanks.

I chose from the following: Doctors, Dentists, Lawyers, Businessmen, Professional Athletes, Models, Corporate Executives, Financiers, Engineers.

If a man had a loserly life (no job or underemployed), or expected to live off Daddy & Mommy's money (Peter Pan immaturity little boy syndrome), or smoked, did drugs or drank too much (if you marry him you marry those terrible habits)....

I would not accept dates with such men, even though very good looking and very successful.

Why? The best girls essentially have unlimited choices in the mating environment. They know their value, and they choose with an eye toward marriage & family. If a man is an overgrown man child or a loser? He is a lousy husband/father candidate, and thus she will ignore him & choose a man who is better suited and ticks ALL the important criteria.

You are not a high quality man in the eyes of such women, and until you are? You are invisible. Oh sure you might find some pretty girls to bang.....but pretty is everywhere. Quality is different.

Pretty + Quality is rare. So you gotta be on point on all cylinders to attract such women. You are not there yet.

This is why you need to level up and get your life pulled together. The top women will pass on you until you do, but even before that you need to level up for yourself.

Quit the PUA stuff and get your life in order. That will solve many problems. Right now you sound like an entitled man child. Not attractive to quality women.

This is so spot on.

This is true: high-quality women, especially if they are hot, have access to all sorts of men. A lot of men think women are delusional for having high standards. But take Emily for example.

Emily grew up in a house where both her parents made 7 figures, went to a private school with other kids just as rich or richer than her parents. Her social circle is rich kids, she's part of a country club, and is far more traveled than the average person. At 16, she gets her first car, which is a brand new BMW or Mercedes-Benz. At 18, Daddy hands her a credit card with a 10K limit or unlimited.This may sound like an incel fantasy or girly manga right? Wrong. I know plenty of Emilys, and here's the kicker: those same girls driving BMWs and Benzes where I lived(and went to high school in the early 2000s-girls in their 30s/40s now) weren't just going to public schools or private schools.What's my point with all this? My point is that a girl who is USED to a certain lifestyle, who has seen it all her life, etc., isn't going to shack up with some guy that lives in the trailer park unless it's just for a weekend or two of NSA fun.

 

[Dash Riprock]

Financial independence should be the #1 goal for any man regardless of what women think.

Men who are not financially sound are basically "kept men" who have to bend the knee to please others in the corporate world and in their personal life. They become reliant on steady employment and generosity from friends and family.

It's a matter of being man enough to have what you want and build a future for YOU. Doing this for women should have very little if anything to do with it.

I started saving for retirement at 19 and started my own business at 36. I never spent foolishly and invested as much as I could. Now more than 20 years later, I work for fun (still have my business) maybe about 25 hours/week and keep earning more and more each year because the business is self-sustaining and I've hired good people. My net worth is over seven figures and growing.

I did it all for me, not for what women think.

Ciao,
Dash

 

[tksniper]

In think only guys who are financially independent can answer this question correctly without theories.

Financial abundance = your ability to create value for others and having them pay a price for it.

Your rent for living in this world is how much value you can create for people and be part of the people “ecosystem.”

Of course, not everything people value is good for them. For example - mindless entertainment. So yes, ugly guys who are famous for dumb things can get women.

If you can create something that ALOT of people value (like the iPhone, Microsoft Windows, and electric cars, sports, etc), you would be insanely rich.

When women say they won’t date anyone unemployed, what they mean is they won’t date a guy who isn’t part of the human ecosystem- not because this is somehow unattractive, but because it is inherently disadvantageous.

Why do humans need an ecosystem? To survive, thrive, and have a high quality of life. All animals have ecosystems.

If you are able to somehow be outside the ecosystem (like children born rich), you will be miscalibrated to human nature. You will lack empathy, purpose, and emotional intelligence. You might even develop neurosis.

Your purpose isn’t to do what it takes to get women. Your purpose is to contribute to the human ecosystem. How much value you can contribute will determine how much abundance comes back to you (in the form of wealth and women).

 

[HaleyBaron]

Guys-
Whenever you hear a woman admit to this, you know you have one with some self-awareness that will want to be led and grounded by her man. It's a good indicator that she might be worth keeping around.

Those that have no idea, will always be more difficult to deal with.

Women are never self aware. They only say that stuff cause a man has said it. It's no different from a mockingbird mimcrying. Don't fall for it. I'd be more suspicious of a woman that does say that. Cause they are exposing their play.