"Why Women Dump the Guys Who Try the Hardest"

You paid for dinner. You drove. You said "whatever you want is fine" every single time. All the effort, no expectations.

And she left anyway — probably for a guy who makes her pick up the pizza.

Painful. Also predictable. Her mind quietly concludes that anything requiring zero effort from her is worth exactly zero. You became a free sample, and free samples get taken for granted.

The 22 Rules flip the dynamic. Small shifts that get her investing effort, money, and time in you — until SHE'S the one afraid of losing YOU.

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How do people in ther early/mid-twenties buy homes?

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DonGorgon

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Frank_Tartaglia said:
Those people are living beyond their means. A girl I used to work with owned her own home and had a Mercedes. She was living way beyond her means.
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many of those folks have help from family that they dont mention wen they tell people they bought a home..lol
 

"You Can't Argue a Woman Into Liking You"

You made your case like a lawyer. Stable job. Good guy. Ready for something real. All true. All irrelevant.

She weighed your points, nodded along, felt nothing — then fell hard for some tattooed bartender with a motorcycle and a gambling problem.

Logic is where attraction goes to die. The "22 Rules" work a level deeper, on the subconscious switches that decide within minutes whether you register as a MAN or as part of the furniture.

Stop presenting evidence. Start flipping switches.

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Loke

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lol @ the 21 and 23 year olds who think they have it figured out. I thought so back then too.

The 12 year business degree plan might work great for long term success, career in management, etc, but doesn't have anything to do with the OPs question about owning a house at a young age.

And thanks for the advise to buy "stocks and real estate." With all the money I put into stocks in my 401k and IRA over the last few years I can't wait till "they just multiply in value." I guess they have been the whole time. . . multiplying by fractions.

As a 28 year old who has owned for a few years, it is not as hard as it seems to get a house. As stated above, decent credit and a 3.5% down payment will get you an FHA loan. Just make sure the payment is something you can make even if you have to take a pay cut. So if you know your skills and experience are worth a 30k per year job but you got luck and are making 50k, don't go out and buy a house thats a struggle at your current income. It will only make things harder if you come upon hard times.

As for the incomes, it totally depends on where you live. I grew up in Maine where a 30k home could be found and 30k to 40k incomes were great. In Phoenix a good income is 40k to 60k and homes are widely varied from 100k to millions. It is much more about picking a house within your means and preparing for a raining day. Always be prepared to pay at least a few months mortgage payments if income comes to a halt.
 
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Loke

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Now that I've thought about it, how the heck do people buy homes in New York City? I've always wondered that. Is it possible to do on your own? Or do all young people just rent forever in NYC?
 
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Lexington

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Loke said:
Now that I've thought about it, how the heck do people buy homes in New York City? I've always wondered that. Is it possible to do on your own? Or do all young people just rent forever in NYC?
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You move to Jersey!
 
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