Do you think hypergamy has devastated the life insurance business?

[MatureDJ]

I was reading this Quora question, and it got me interested:

Why do a significant number of adults not have Life insurance?

Answer (1 of 92): Some top reasons: 1. When you are younger and rates are cheaper to lock in, most people twenties age people don’t want to plan to die. 2. Whole life policies are expensive if you live paycheck to paycheck. It’s not a “tangible” purchase, like a new car you can drive by making a...

www.quora.com

my opinion: Life insurance is a product aimed at the canonical man of the Silent Generation (and earlier) who easily gets into a family situation. Obviously, hypergamy has devastated that meme, and thus, the resultant incels have no use for this product, especially since they could use the cash to escortMAX. And for those that end up *beginning* a canonical family, because of the Divorce-Industrial Complex, chances are that it's not going to last in its form, so what's the point?

 

[Epic Days]

What is “escortMAX”? When I look it up it’s a radar detector.

 

[Who Dares Win]

Lets say that life insurance are usually paid from producers who can save money in order to have someone to take care of their families if something bad happens to them.

Now the average man is not involved in any serious relationship and those who are, usually cannot afford to save for an insurance nor feel like its worth it since their partner either is consuming all of their money or is plain simple a pain in the ass.

Women have terrible finances while not giving a fvck about anyone else so no way they could be potential customers.

Its quit clear while the life insurance business is a losing bet right now.

 

[Mike32ct]

Some people get term life insurance through work, but this is only good if you die fast and suddenly.

If you end up with a terminal illness, you’ll end up resigning from your job and losing your coverage before you die.

 

[Who Dares Win]

Some people get term life insurance through work, but this is only good if you die fast and suddenly.

If you end up with a terminal illness, you’ll end up resigning from your job and losing your coverage before you die.

What happens if someone in such condition dies in a suspicious way?

The insurance will still pay to their relatives?

https://www.imdb.com/title/tt0100604/

 

[Mike32ct]

What happens if someone in such condition dies in a suspicious way?

The insurance will still pay to their relatives?

https://www.imdb.com/title/tt0100604/

Generally, as long as it’s NOT ruled a suicide AND the policy is still in force when you die, then they would pay.

 

[MatureDJ]

What is “escortMAX”? When I look it up it’s a radar detector.

It means renting the cow rather than buying it.