Anybody ever had their credit card number stolen?

[speed dawg]

Hackers got me the other day. Not sure how they did it. A few months ago they put 2 small charges on the account and my bank caught that and cancelled my number and sent me a new card. Last weekend, suddenly I have $1,000 of stuff charged to my new card down in FL. Restaurants, stores, and other stuff. Not sure if they were buying it online but it sure seemed like they had a physical card. Who knows?

My card wasn't stolen, so the number had to have been jacked by a card reader device somewhere. I haven't bought anything online that I would be worried about. I mean, it's possible I suppose. Crazy how they can come up with this stuff. Good thing is, with the credit card they are just chasing plastic, and the bank is refunding all my money.

What I wonder though, are the two situations linked? They both took place on different card numbers, without them ever stealing my actual card(s). Is it a coincidence? There's no other evidence that anyone has access to any other accounts.

 

[Married Buried]

Hackers got me the other day. Not sure how they did it. A few months ago they put 2 small charges on the account and my bank caught that and cancelled my number and sent me a new card. Last weekend, suddenly I have $1,000 of stuff charged to my new card down in FL. Restaurants, stores, and other stuff. Not sure if they were buying it online but it sure seemed like they had a physical card. Who knows?

My card wasn't stolen, so the number had to have been jacked by a card reader device somewhere. I haven't bought anything online that I would be worried about. I mean, it's possible I suppose. Crazy how they can come up with this stuff. Good thing is, with the credit card they are just chasing plastic, and the bank is refunding all my money.

What I wonder though, are the two situations linked? They both took place on different card numbers, without them ever stealing my actual card(s). Is it a coincidence? There's no other evidence that anyone has access to any other accounts.

Yeah I got a statement from Citibank with a 400.00 charge from Bloomingdales in NYC. Called the credit company, they did investigation and then sent me a letter absolving me of the charges. No idea how they got it.

 

[Mr.Positive]

They did mention it could have happened at a gas station, or that it could have been an organized crime ring, but that's all they told me and they didn't go into details.

There is definitely an organized crime ring.

What happened to me is worse. A few years ago I get a call from my credit card bank. A woman tried to add herself to my account. The bank called to confirm before sending her a card. She had all my information, down to my mother's maiden name.

Immediately, I went through all the identity theft steps, locking down my credit, etc.

Thankfully, I did not suffer any financial difficulties. But my eyes are open. All our information is "out there" in this computer dependent information age. Nothing is safe in the system. It's all digits in computers.

 

[sharkbeat]

It has happened to me. I suspect there's an organized crime ring around here. A couple of my friends also frequently visited shops in a city here in Los Angeles, and most of them had their credit card numbers stolen.

Maybe the credit card swipers been jacked up, the vendor where they get it from had a deal with some mafia. So all these transactions are transmitted somewhere.

Maybe the shop owners themselves are aware of this and part of the syndicate.

So I have been doing transactions mostly in cash in boutique shops/restaurants that I don't visit often. I tend to have a little bit of trust on franchise stores because those things tend to be regulated by the parent company.

 

[AAAgent]

Yeah, i've had this happen a few times in Toronto and Texas. Glad i use my credit card as they guarantee fraud protection as your debit cards don't. Most of the time the people stole it were taxi guys.

 

[Married Buried]

Do the credit card companies usually catch these people or just take the money hit? I imagine with all of their high priced technology and lawyers they would be able to catch most of these thieves with cameras everywhere and computers tracking your every move with a timestamp.

 

[speed dawg]

Do the credit card companies usually catch these people or just take the money hit? I imagine with all of their high priced technology and lawyers they would be able to catch most of these thieves with cameras everywhere and computers tracking your every move with a timestamp.

Sh*t no. Same thing when they have vehicle break-ins. They'll do a quick search for fingerprints, but they aren't going to waste their time trying to catch these guys over small crimes.