1st Credit Card Appointment Today

[ryan killa]

Ok, in several hours I will be at my bank. Any key questions I should be asking or anything, other than the obvious: ie. what are the rates, etc.

 

[sifer]

Credit card appointment...? Wow they interview you now for a credit card? That's very unheard of.

At any rate, good luck!

Make sure to understand any small or fine prints, look for ways to lower interest rate in case you get locked in at a fixed IR but the IR decides to lower itself. You may even need to re-apply for a card that uses and fix on the lower IR.

 

[Life-Trainee]

I thought they were just handing them out to people on college campuses...

 

[DJDanny]

hell around here they give you free **** just to fill out one of their applications and they boost my limit every other month

 

[Alpine]

eerr....

That sounds like bad news. Any CC company, and especially a bank that make out we'll only give you one if you qualify, jump through these hoops, guaranted they will fleece you on rates.

 

[Dust 2 Dust]

An interview, are you kidding me? This doesn't make any sense. At my University they practically give away credit cards to anyone who fills out the application. I got approved for two credit cards and I don't even have a job LOL.

 

[diablo]

He's from Canada. Perhaps things are different there; I've never heard of having an interview to apply for a credit card. In fact, googling "credit card application" gave me nearly 16 million results. All I can say is it must be one hell of a credit card.