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Education: In high school I was, above-average performer academically, but not top-tier by a long shot. And we're talking in a rural and relatively low-income county in northern Pennsylvania, the bar was not very high. I went to an average Catholic college (60-65% acceptance rate) studying...

This is not true, a good school does not mean only Ivy, there are lots of "good" schools with solid programs where "normal" people who work hard and make decent career decisions can thrive. Even within the Ivy, the idea that only those from "elite" backgrounds have a door in, has been...

You guys must have worked for some pretty bad organizations in your careers. I know I'm definitely lucky having worked for and with a lot of good people, but I understand that's not everyone's experience.

This is going to be industry/company dependent. Having to take the heat for the poor choices of those under you is called leadership, you have to set the tone and deal with it, that's why the buzz phrase "tone at the top" has caught on the last decade. I think that middle management having to...

I'm pretty sure the better question would have been are there any guys that DO take cold showers. I'll take one to get the edge off of a hangover or if I really need a quick jolt, but not regularly.

My 09 Gray Civic (which is now sadly starting to show rust) has never hindered my ability with a gal, although if this somehow were a problem, I'd immediately know I've found a loser of a girl. The truth is half the guys driving "nice" cars (think base model new BMW or Audi) probably have a...

I have a two minute audio clip of Joey Diaz ranting while the national anthem is playing in the background that I listen to at the start of every workout.

And her friends will usually say that she is the problem, either way pick your poison. No bueno.

If you truly enjoy martial arts, and have the money to be able to afford one, I see no problem. Personally, it's not my thing, but I have a lot of respect for the craft.

That's essentially all of them these days. Have you come across one that doesn't offer a debit card?

Lot of good data in this post, but it think it's important to remember that each of us has complete control of putting ourselves in a position to not need to rely on inheritance to be as prosperous as we'd like to be, we can do it ourselves. Let's be honest, Millennials and Gen-Z by and large...

Reading. Read articles or journals relevant to your industry. You'll develop competence that may be required to advance your career. Then again if you don't see yourself in the same industry long-term, don't do this. Not a direct way to increase CF but over time I guarantee it will help.

To answer the original question, yes it's a good opportunity. I wouldn't park a significant portion of my investible funds into CDs, but if you can find that rate on something with a term of greater than 12 months right now, I'd lock it in. With the prospect of the Fed lowering the Fed Funds...

Locals banks are the way to go

I should specify that the antidepressant was prescribed as a sleeping aid to compliment migraine medication regimen, and its working wonders. Prior to any medications I was having 15-20 days each month negatively impacted, now it's practically 0. Having an extra 15-20 days is totally worth the...

This is one of the most excellent posts I've seen here in a while. Really appreciate the mention of items that don't necessarily intuitively seem important like "ignoring broken items", "fresh air", "control the electronic devices ". I'm not one for New Year resolutions, but it might be...

I meant more in the sense I never drink with the slightest thought of "this will improve my ability to attract/converse with women in any way". But fair enough, I can't say I remember the last time I legitimately danced dead sober (to be fair I might not remember the last time I did that drunk...

I've gotten to this point with nicotine (Zyn pouches) now as well with alcohol. I'd give a lot to be able to get back the easy nic buzzes from one I first started, can't even get close now. As for alcohol, haven't had a drop in approaching 2 months now, functioning on all cylinders. However I...

Do you live at Area 51 and or are you an extraterrestrial?

Even within a state it's difficult to make comparisons sometimes. For example I work in upstate New York, and make considerably above the average income for my area, just on base salary. Even more so when you consider bonuses, which are consistently about 10%, and stock comp. But if I compared...