This statement covered two very different topics. Women who look good in bikinis has really nothing to do with the economic interests of retirees.
Yes, Miami-Fort Lauderdale is far south of the redneck line. South of the redneck line is warmer and contains the most populated metro areas of Florida. These are Tampa-St. Petersburg, Orlando, and Miami-Fort Lauderdale. The Villages, Florida (between Ocala and Orlando) is a big retirement community (100,000+) randomly in the middle of nowhere. It sort of follows the model of Sun City and Sun City West in Arizona. Sun City and Sun City West were giant retirement communities built of the edges of Metro Phoenix whereas The Villages were randomly plopped down further from Metro Orlando.
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Miami used to be a destination for White retirees, but that has ceased. Retirees who go to South Florida go more to Broward and Palm Beach Counties. Only 13% of Miami-Dade County (covering the City of Miami and nearby inner ring suburbs) is White.
When you go to Miami-Fort Lauderdale, there are women who look good in bikinis. However, only 33% of Miami-Dade County residents are of a healthy weight (BMI under 25). Some of the BMI over 25 audience (the 67% classified as overweight and obese) and extremely fit men and women. Muscular men and muscular women tend to be heavier due to the density of muscle. However, this is a small percentage of the 67% classified as overweight and obese.
The typical Miami area resident is not some hot Latina, Euro babe, or white American born woman who looks good in a bikini on South Beach. The typical Miami area resident is some overweight Hispanic woman in Hialeah or some more impoverished area in Miami.
Obesity is a pandemic. Both men and women are too fat. Overweight women have not been punished too much in the sexual marketplace for being overweight. While an overweight woman might not have as many options as a muscular yet feminine fit woman or a female with a BMI under 25, an overweight woman will generate plenty of romantic interest. This will mostly occur on the swipe apps or in her social media DMs. Most overweight women generate sufficient interest online and can have sex with average looking or better males from swipe apps.