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Recent content by nicksaiz65

  1. N

    Would you rather have a million dollars deposited in your bank account or a time machine back to any point in your past?

    Yeah, with only one piece of knowledge it's basically a guarantee lol. I need to know everything that I know now
  2. N

    Would you rather have a million dollars deposited in your bank account or a time machine back to any point in your past?

    I'll take the million. In a lot of ways, life is better as an adult lol. There were definitely many things I could have done better in my childhood, but I'm still more than ok with the way that things turned out.
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    FR: A Date Double Header

    Great. It's very likely I'll have another date this Sunday. I'll make sure to not make the same mistakes twice.
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    FR: A Date Double Header

    Yes, on the next date I go on, I'll ensure that I put myself in a good spot and attempt to pull back. A couple questions I've thought of after reflecting on these dates some: 1.) I realize that you need to be persistent when going for the pull(@SW15 Roosh has a really good section about this...
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    FR: A Date Double Header

    I said that he's very controversial, but he says a lot of stuff that people don't want to hear lol. Like you need to get in the gym, make moere money, etc.
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    Emergency Fund Destroyed. Back to the Side Hustles?

    If I really wanted to max out my income to clean up this mess, then I would Consolidating my debt with a credit union would be great. I just wonder if, with my trash credit right now(due to the ran up credit cards) if they’d approve me. I don’t think I qualify for too many 0% interest credit...
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    Emergency Fund Destroyed. Back to the Side Hustles?

    Really, what's stressing me out is the credit cards/personal loans and lack of a fully-funded emergency fund. I guess the car loan too, but that is fine for the time being because reliable transportation is mandatory. Once I get rid of those issues, I'm fine. Having student loans and a car loan...
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    Emergency Fund Destroyed. Back to the Side Hustles?

    I will respond to all of the messages in this thread, but very briefly wanted to touch on this point before my break is over. No interest in upgrading my living costs. Getting rid of this debt trumps that because having all of these payments is so stressful. I would get a roommate before I...
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    Emergency Fund Destroyed. Back to the Side Hustles?

    Yeah, other than the basic starter emergency fund of $1K, sounds like the credit cards need to be the very first thing to go. Not only is having them around wrecking my credit, but when the next emergency comes up I can always just put it back on the credit card like you were saying.
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    Emergency Fund Destroyed. Back to the Side Hustles?

    Definitely not worried about the student loans. Although they are not the best interest rate since they're private, they pale in comparison to the credit cards and personal loans. I think the credit cards take precedence over the personal loans too, since they are the main thing dragging my...
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    Emergency Fund Destroyed. Back to the Side Hustles?

    Can I keep my ACloudGuru? I do have interest in getting another certification lol. Spotify does have to stay too because otherwise I won't be able to be productive. I can cut Hulu though. I can reduce the alcohol. Honestly, not spamming energy drinks like I have been will make a significant...
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    Emergency Fund Destroyed. Back to the Side Hustles?

    To be fair, I have only had the $120K job for a couple of months lol. As for where the $75K went, it was to vacations and a bunch of sh*t that I couldn't afford. I should also mention that there are some personal loans in the mix.. I was truly out of control haha. I lump that all together with...
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    FR: A Date Double Header

    Yes, I do felt that I did all that I could on this date. I'm glad that I'm at least running them properly it seems. This was mistake on my part. The cafe I went to had more of a late night dinner/coffee vibe than I was expecting. To be fair, I had never been there before and this was somewhat...
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    Emergency Fund Destroyed. Back to the Side Hustles?

    Yes, I think you’re right. If I have all of my time and resources going towards this software job, I’m sure I can perform well at it. I’m putting away money into my emergency savings and paying down on my debt each month. I’m hoping it will grow faster than the rate at which life throws...
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    Why are there so many dudes in the PUA/Game community that don't have their sh*t together?

    I'm guessing that drug dealers without cars but who are still drowning in women fall into this category as well
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